I love this Kim! It made me laugh, but it also made me nod my head because, damn, trying to figure out the future is like standing at a craps table. My mom always told me to retire early and live while you can. She died at 82 of a lung disease she couldn’t have known she would get. Her 60s and 70s were her happiest and most productive. I’m glad she didn’t wait to retire! She retired at 59 and started drawing SS at 62. She never regretted it.